4 Special FD Schemes With High Interest; The Term Will Expire Soon; Leave?

Bank Fixed Deposits are suitable investment schemes for those who are not willing to take much risk and want a steady rate of income. Below are the details of special fixed deposit schemes for which the deadline for joining the investment scheme ends on 31st October.

Ind Super 400 Days

‘Ind Super 400 Days’ is a special fixed deposit scheme offered by Indian Bank. The bank offers a relatively high interest rate on this. From Rs 10,000 to Rs 2 crore can be invested in this special fixed investment scheme. The investment period is 400 days. Ind Super 400 days plan has also allowed a callable option to withdraw the investment before the maturity date.

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On the other hand, Indian Bank is offering 7.25 per cent interest to general investors in its special fixed deposit scheme, Ind Super 400 Days. This public sector bank offers 7.75 percent interest on deposits for senior citizen category and 8 percent interest on deposits for super senior citizen category. The last date for joining the Fixed Deposit Scheme is 31st October.

Ind Super 300 Days

As per the notification given on Indian Bank’s website, the special retail term deposit scheme ‘Ind Super 300 Days’ offers attractive interest rates. The project started on July 1 and will end on October 31. The Ind Super 400 Days investment plan allows a minimum investment of Rs 5,000 to a maximum of Rs 2 crore. Callable option is also available in this plan.

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Meanwhile, in the Ind Super 300 Days Fixed Deposit Scheme, Indian Bank is offering an interest rate of 7.05 per cent to the general category. Indian Bank is offering an interest rate of 7.55 per cent for senior citizen category investors and 7.80 per cent for super senior citizen category.

Amrit Mahotsav FD

Amrit Mahotsav FD, a special fixed deposit scheme of IDBI Bank, offers higher interest than other schemes. Investments can be made for 375 days and 444 days tenure. Out of this, in the ‘Amrit Mahotsav FD 375 Days’ scheme, interest is paid at 7.1 per cent to the general category and 7.6 per cent to the senior citizen category investors.

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Similarly, the ‘Amrit Mahotsav FD 444 Days’ fixed deposit scheme offers an interest rate of 7.15 per cent to general category investors and 7.65 per cent to senior citizens. The period which was till September 30 has been extended till October 31. On the other hand, the interest rate for general depositors in IDBI Bank’s regular FD schemes is a maximum of 6.80 percent.