Different banks now offer home loans at different interest rates. Borrowers with a high credit score usually get a loan at a lower interest rate. But those with low credit scores are given loans at higher interest rates. Compare home loans offered by top lenders and low interest rates of other banks.
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State Bank of India: At present SBI is offering home loan at an interest rate of 8.6 percent to 9.65 percent per annum under a special campaign.
ICICI Bank: Leading private bank ICICI Bank charges a higher interest rate of 9.25 per cent on home loans.
Kotak Mahindra Bank: The private bank offers home loan at 8.7 percent interest rate for salaried individuals and 8.75 percent interest rate for self-employed individuals.
Bank of Baroda: Bank of Baroda, a public sector bank, offers home loans to both salaried and non-salaried earners at interest rates ranging from 8.4 to 10.60 percent. The normal rate is 8.75 percent for salaried and 8.85 percent for self-employed.