In an economic context where savings become crucial for families in Spain, the search for options that alleviate spending is increasing. Faced with the prospect of tightening prices, banks are seeking to innovate, offering cards that give money back when making purchases. But what are the best options on the market?
How cashback cards work
The cards cashback They provide users with a refund or a percentage of their expenses. “The truth is that there is a great diversity of these cards on the market that imply different conditions and possible additional expenses. It is vital that the conditions of each one be carefully evaluated before deciding which one best suits the needs of each client and, above all, which ones do not result in an additional cost,” emphasize the experts of the financial comparator HelpMyCash.com.
Some of the expenses that cards can generate are issuance fees, maintenance, renewal, interest for financing if it is a credit card or for splitting payments.
The best cashback cards on the market
According to the financial products comparator HelpmyCash, these are the four banks that this month offer the best cash back options for purchases.
ING: 3% refund at Galp and Shell gas stations
The online bank ING presents its ING debit card, which returns 3% when refueling at Galp and Shell gas stations, in addition to offering up to 25% discounts with Shopping Naranja. This card, exempt from commissions, is linked to the NoCuenta account of the Naranja bank, which is the account without commissions or conditions of ING.
Abanca: 4% discount at Galp gas stations
Abanca stands out with the Tú NX debit card, allowing free withdrawals up to five times a month at ATMs worldwide. In addition, it offers a 4% discount on fuel when using the card at Galp gas stations. Linked to the Clara Account, it provides a return of 2% APR up to 15,000 euros during the first year, along with a bonus of 300 euros if you decide to domiciliate your payroll.
Revolut: 3% on accommodations worldwide
The Revolut Standard Card Not only does it allow its users to pay in another currency at the best exchange rate, but it also allows them to withdraw money for free around the world – up to 200 euros per month – and returns 3% on accommodations around the world. Of course, you must reserve from your app. “Customers who subscribe to some of Revolut’s premium plans can get more cashbacksince they pay for extra services and benefits,” they explain from HelpMyCash.
Evo: 4% cashback on Booking
Evo Banco offers a credit and debit card at the same time. It allows you to withdraw money for free all over the world and also returns 4% of bookings on Booking and 2% at Galp gas stations.
In an ever-changing financial landscape, these options offer consumers opportunities to maximize their savings and earn additional benefits when making everyday purchases.