State Bank of India (SBI)
SBI is currently offering interest rates of 8.60 percent to 9.65 percent on home loans. It varies depending on the applicant’s credit score. Those with CIBIL score above 750 are getting loan at 8.60 percent interest. Those with a credit score between 700-749 will get 8.70 percent interest and those with 650-699 will get 9.45 percent interest. 550-649 then 9.65 percent interest is levied. As part of a special campaign, interest concession is now up to a maximum of 65 basis points. This offer is valid till 31st December.
Bank of Baroda (BoB)
Another public sector bank.. Bank of Baroda charges an interest rate of 8.40 percent to 10.60 percent to its customers. It fluctuates depending on the loan limit and credit score. Providing home loans to salaried and non-salaried people.
Punjab National Bank currently charges 8.40 to 10.10 percent interest on home loans.
The legendary private bank.. HDFC Bank is offering a special offer on home loans. Under this, concession in interest is being provided. Currently, it offers home loan interest rates ranging from 8.50 percent to 9.15 percent. Generally the interest rates in this bank are 8.75 percent to 9.40 percent.
As part of the special offer in ICICI Bank, there are 9 to 9.10 percent interest rates on home loans. 9 percent for those with a credit score of 800 and 9.10 percent for those with a credit score of 750-800. This special offer is also valid till December 31. Usually the interest rates in this bank are 9.25 percent to 10.05 percent.
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