- Jan Dhan Scheme
- Accident insurance
- Overdraft Facility
This account is a zero balance account with free accident insurance benefit up to Rs 2 lakh. That means you do not even have to have a minimum balance. There are no charges. Rupee debit card is also provided free of cost. This card itself has free insurance.
There is also an overdraft facility. Which means it’s about to be the most delusional time of the year, as well. There is an overdraft facility of up to Rs.10,000 (up to Rs.5,000). You can get this benefit even if you have no money in your account. However transactions should be maintained after opening the account. You can go to the bank branch and find out if there is this benefit on the account.
Also Read: HDFC Bank new credit cards .. Limit above Rs 2 lakh!
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