Why choose MobiKwik for instant credit needs?

It is common to come across a situation when you wish you had a little more to spend on an outfit that overshoots your budget. Or, at times, your credit card limit has just crossed, and you need to pay for a last-minute flight booking. Often, you have to rush during an emergency, and you forget to keep your wallet with you. These are the times when you wish your smartphone could turn into a credit card or a digital wallet helping you through. Thanks to technological advancements, this wish can now become a reality because payment apps like MobiKwik are making online credit an integral part of their offering. MobiKwik is one of the apps that believes in being available for its users at all times!

Enter the realm of MobiKwik credit
MobiKwik does not require a formal introduction. As a payment app, it is one of the premier ones in the Indian domain today. Associated with over a million merchants and 101+ registered users, the pp has been facilitating online payments, recharges, online bookings of movies, air and train tickets, online or offline shopping, and more!

MobiKwik, of late, has undertaken a projectile journey to become a full-stack FinTech company. In its ambitious endeavor, it has brought to the table many viable and futuristic financial services for its customers. For example, MobiKwik Zip is one such interesting endeavor.

MobiKwik Zip
In 2019, MobiKwik launched its promising ‘Buy Now, Pay Later’ product and named it Zip. The name was aptly decided because the feature offers customers immediate and instant access to a credit value that they can use almost instantaneously. The Buy Now, Pay Later feature works on a similar process to that of a physical credit card. In the digital world, the concept was introduced in the west a few years back. In India, MobiKwik was the first to integrate this feature with its Payment app and offer its registered user base the flagship product.

In other words, Zip is a product that adequately meets the urgent credit needs of the end-user.

Features:
Users can access up to Rs 30,000 credit value at any given time.
They can use the amount to buy or shop at 1 Lakh+ merchants and brands, online and offline.
The service is absolutely interest free if the bill is paid on time.
This feature makes paying bills convenient with it’s 1-click tech.

What is so great about MobiKwik Zip: Buy Now, Pay Later?
While the concept sounds similar to the credit facility you enjoy from your credit card company, there are quite a few reasons why the MobiKwik Zip stands out.

1. Firstly, it is a digital credit system; it means that even if you forget to carry your wallet or the physical card, you can still use the credit facility because it is embedded in the MobiKwik app that is downloaded on your smartphone. Yes, you will need to remember to carry your mobile phone, for sure, to use the Zip facility.

2. You get instant credit up to Rs. 30,000 which is not a minute amount by any means.

3. One of the biggest pros of the Zip is that it requires basic and minimal paperwork to activate the feature. You need to furnish elemental identification details like PAN and Aadhar cards. Comparing this aspect with credit cards in the physical world, one can understand the difference – the physical world process is so long-drawn, and you need to provide endless personal documents for the credit to get activated.

4. Another distinct advantage of choosing BNPL from MobiKwik is the faster turnaround time. Unlike the real world, Zip is activated fast, within minutes, or at the most few hours of the activation request. It is one of the biggest plus points of MobiKwik Zip.

Conclusion
With Zip by MobiKwik, users have a safe instant credit facility at hand to use whenever they wish to fulfill their instant credit needs. Download the MobiKwik app today and make the most of this service!

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